CNICK is not a prepaid ring, so there's no need to top up the balance. By leveraging tokenisation, this payment ring ensures enhanced security and seamless convenience for all your transactions. We are partnered with Fidesmo Pay, Visa, and MasterCard, and our platform supports a variety of banks. To set up your payment ring, simply connect a card from any of our partner banks. The ring has no expiration date. If the card connected to your ring expires, you can easily connect a new one and continue using it without interruption.
Once you connect your card to the ring and complete the setup, you no longer need your smartphone to use the ring. The ring works absolutely independently of the smartphone.
The ring does not support Google Pay or Apple Pay. Simply connect a supported card to the ring, and you can start using it.
You can use the ring with PayPal if you are a UK resident and have the UK verified PayPal. To do this, get a Curve card and connect your PayPal to Curve. Then, connect Curve to the ring, allowing you to use the ring with PayPal.
To check your ring balance, you need to check the balance of the card connected to the ring, as the ring doesn't have a separate bank account. You simply link the ring to the card, so to manage your finances, just check your card balance.
The ring payment limit is the same as the limit on the card connected to it. To change the ring payment limit, simply change the limit of the connected card.
You don’t need to pay a subscription to use the ring, and we don’t take any commission from the transactions you make.